IU Credit Union

Youth Accounts

M3 Money Club | Elements of Money | What to bring to open an account

Financial responsibility starts at a young age.




M3 Money Club  (0-12 years old)

M3 Money Club Logo

The M3 Money Club is a super way to raise money-smart kids! It features two young superheroes, Cash and Violet, and their madcap adventures to stop the Evil Dr. Spendit from stealing all the money in the world.

When your child joins M3, they'll learn about money in a fun and engaging manner. M3 was developed with one goal in mind: provide kids with the tools they need to learn the basics of saving and spending money. An interactive website offers coloring pages, games, activities, comics and cartoons, podcasts and blogs to engage the young members. There is also a parent’s section on the website, featuring articles just for mom and dad.

M3 Money Club members will receive:

Visit the M3 Website




Elements of Money  (13-17 years old*)

Elements of Money Logo

Elements helps teens make, save, spend, borrow and invest money the smart way. How teens handle their money can have a huge impact on their life, that's why Elements provides everything they'll need to take care of their money today, as well as start building a solid financial future for tomorrow.

Elements members will benefit from an interactive website with blog posts, Facebook, Twitter, podcasts, YouTube videos, online quizzes, articles and more!

Elements members will receive:

Visit the Elements Website

*Youth ages 13-17 must have a parent or guardian joint owner to open a checking account and/or debit card.



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