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Business Checking Accounts

Simple spending. Easy access. Options to fit your business.


Our Business Checking Accounts are here to hustle for your business. Whether you’re running a small startup or a big enterprise, we’ve got the perfect account that checks all your boxes.


 
BusinessFREE
Checking
BusinessPLUS
Checking
BusinessANALYSIS
Checking
Minimum Balance to Avoid Monthly Service Charge
$0
$2,500
n/a
Additional Qualifying Requirements
None
None
Business must provide the last three checking account statements from transferring financial institution
Minimum Daily Balance Required
(To avoid monthly minimum balance fee)
$0
$2,500
$0
Monthly Service Charge
n/a
$10 monthly minimum balance fee if daily balance drops below $2,500
Monthly account fee based on number of items processed through account**
Checking Activity Level
Ideal for accounts with less than 50 checks paid monthly ($.15 per item thereafter)**
Ideal for accounts with less than 100 checks paid monthly ($.15 per item thereafter)**
For accounts with more than 100 checks paid monthly**
Dividends*
(Calculated daily, compounded & paid monthly)
Free Business Debit Card
Overdraft Protection Options
(May incur fees)
Online & Mobile Banking

 

*$1,000 minimum balance is required to earn APY.

**Account activity will be monitored. If deemed necessary, based on the number of items processed, IU Credit Union has the option to convert the account. If your checking account is already a BusinessANALYSIS, your fee may be adjusted accordingly.

 

View Business Deposit Rates   View Business Services Fees   What to Bring to Open a Business Account

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