Our Business Checking Accounts are here to hustle for your business. Whether you’re running a small startup or a big enterprise, we’ve got the perfect account that checks all your boxes.
BusinessFREE Checking |
BusinessPLUS Checking |
BusinessANALYSIS Checking |
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Minimum Balance to Avoid Monthly Service Charge | $0 |
$2,500 |
n/a |
Additional Qualifying Requirements | None |
None |
Business must provide the last three checking account statements from transferring financial institution |
Minimum Daily Balance Required (To avoid monthly minimum balance fee) |
$0 |
$2,500 |
$0 |
Monthly Service Charge | n/a |
$10 monthly minimum balance fee if daily balance drops below $2,500 |
Monthly account fee based on number of items processed through account** |
Checking Activity Level | Ideal for accounts with less than 50 checks paid monthly ($.15 per item thereafter)** |
Ideal for accounts with less than 100 checks paid monthly ($.15 per item thereafter)** |
For accounts with more than 100 checks paid monthly** |
Dividends* (Calculated daily, compounded & paid monthly) |
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Free Business Debit Card | |||
Overdraft Protection Options (May incur fees) |
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Online & Mobile Banking |
*$1,000 minimum balance is required to earn APY.
**Account activity will be monitored. If deemed necessary, based on the number of items processed, IU Credit Union has the option to convert the account. If your checking account is already a BusinessANALYSIS, your fee may be adjusted accordingly.