Whether it's dividends or an account without a monthly service charge that you are looking for, we have a checking account that is right for you. Free Checking requires no minimum opening balance or daily balance and has no monthly service fee. If you would like to earn dividends and plan to maintain a minimum balance of $1,000-$9,999, Money Market Checking may be the right choice for you. If you plan to maintain a minimum balance of $10,000+, you will typically earn more dividends with our Platinum Checking account, plus you will be eligible for unlimited free money orders and cashier’s checks.