Current as of: December 11, 2024
| Debit Card Service Charges | Fee |
|---|---|
| Debit card fee (must have checking account) | No charge |
| ATM transaction service charge (our machines) | No charge |
| ATM balance inquiry service charge on machines other than IUCU, Alliance One or CO-OP network ATM, per inquiry | $.50 |
| ATM transaction service charge on machines other than IUCU, Alliance One or CO-OP network ATM, per transaction | $2 |
| Debit card replacement, each | $5 |
| Debit card rush order, each, domestic; International fee varies | $35 |
| Debit card Point of Sale (POS) transactions | No charge |
| Mastercard Cross Border and Currency Conversion Assessments (one or both applicable to International Transactions) |
|
| Cross Border Assessment (transactions at non-U.S. merchants or ATMs) |
0.9% of transaction amount |
| Currency Conversion Assessment (transactions in currencies other than U.S. Dollars) |
0.2% of transaction amount |
Any national, regional, or local network used to complete the transaction may impose a fee, and you may be charged a fee for a balance inquiry even if you do not complete a transaction.
| Savings Service Charges | Fee |
|---|---|
| Early account closure fee† | $25 |
| Money Market Savings Account | |
| Minimum balance $1,000 or more | No charge |
| Minimum balance under $1,000 (at any time during month) | $10/month |
† Applies when Membership Savings is closed within 90 days of opening.
| Checking Service Charges | Fee |
|---|---|
| Free Checking | No charge |
| Platinum Checking Account | |
| Minimum balance $10,000 or more | No charge |
| Minimum balance under $10,000 | $20/month |
| Money Market Checking Account | |
| Minimum balance $1,000 or more | No charge |
| Minimum balance under $1,000 | $10/month |
| Renew Checking Account* | $10/month |
*This product is only available at our Monroe County branch locations.
| Checking Fees | Fee |
|---|---|
| Checking overdraft protection options: | |
| From savings | $3 per transfer* |
| From personal line of credit loan (upon approval), unlimited number of transfers | No charge |
| Temporary checks (availability may vary by location), 4 per page | $1.00 per page, 5 page maximum |
| Check copy, up to 5 checks per month | No charge |
| Check copy, per check over 5 checks per month | $1 |
| Check order (printed checks) | Prices vary depending on style ordered. Contact us for current prices. |
*Overdraft protection fee is deducted from the checking account. Membership Savings and Other Savings (excluding IRA Savings) under the same account number as the checking account, may be used as overdraft protection.
| Safe Deposit Box* | Annual Fee |
|---|---|
| 3" x 5" | $30 |
| 3" x 10" | $45 |
| 5" x 10" | $65 |
| 7" x 10" | $85 |
| 10" x 10" | $125 |
*Available at Winslow (see branch hours) & Center Grove (see branch hours) branches only. Based on availability.
| Cashier's Checks and Money Orders | Fee |
|---|---|
| Cashier's checks, made payable to member on account: | |
| Limit one per day | No charge |
| More than one per day | $5 |
| Cashier's checks, made payable to another party | $5 |
| Money orders, each | $3 |
| Notary Services and Signature Guarantees | Fee |
|---|---|
| Notary service | No charge |
| Signature Guarantees | No charge |
| Research | Fee |
|---|---|
| Balancing assistance, last issued statement | No charge |
| Account research | $15/hr |
| Statement copy | $5/statement |
| Digital Banking Fees | Fee |
|---|---|
| Online Banking and Mobile Banking | No charge |
| Mobile Deposit/Business Remote Capture, up to 10 deposits per month | No charge |
| Mobile Deposit/Business Remote Capture, each deposit over 10 per month | $.50 |
| Online Bill Pay | No charge |
| Stop payment fee on bill | $30 |
| Zelle® Send and Receive Money | No charge |
| Stop payment fee on Zelle payment | $30 |
*Applies to accounts in which the primary owner is 18 or older, inactive for 6 months, with a cumulative balance less than $500 and no active loans, IRAs, safe deposit boxes or certificates.
†Additional fees may apply. We will not accept a check valued at less than $200 U.S. for collection. Contact us for current fee amount.
Because of the complexity and rapidly changing nature of the economy and financial services industry, the IU Credit Union reserves the right to modify any of its services and charges without prior notice.
We're ready to help you!
Give us a call at 812-855-7823 or toll-free 888-855-6928.
