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Youth Accounts

Give your Child the Building Blocks for a Strong Financial Foundation.


Set your child up for future financial success with a youth savings account from IU Credit Union.

If your child’s age ends in "teen," they’re eligible for an Elements of Money account. Elements of Money members can open a checking account and get their own debit card, as long as a parent or guardian has joint ownership of their account.

Kids 12 and under can have an M3 Money Club account. All youth members will receive a birthday card and age-appropriate quarterly newsletters. Youth members have access to a website featuring engaging activities. Parents can use the tools and resources on each site to teach financial education topics like the importance of saving, the value of money, and how to start off with good saving habits. Help your child take the first step toward financial independence; open their Youth Account at IU Credit Union!

M3 Money Club

M3 Money Club

  • Youth ages 0-12
  • Special features targeted to young kids

Visit the M3 site

Read the M3 Newsletter

Elements of Money

Elements of Money

  • Teens ages 13-17
  • Special features targeted to young teens

Visit the Elements site

Read the Elements Newsletter