Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our member, we continue to share your information as described in this notice. |
How? |
All financial companies need to share consumers' personal information to run their everyday business - to process transactions, maintain consumer accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their consumers' personal information; the reasons IU Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does IU Credit Union share? |
Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes |
No |
| For our marketing purposes – to offer our products and services to you | Yes |
No |
| For joint marketing with other financial companies | Yes |
No |
| For our affiliates' everyday business purposes - information about your transactions and experiences | Yes |
No |
| For our affiliates' everyday business purposes - information about your creditworthiness | Yes |
Yes |
| For our affiliates to market to you | Yes |
Yes |
| For nonaffiliates to market to you | No |
We don't share |
To limit our sharing |
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
Questions? |
Call toll-free 888-855-6928 |
| Mail-in Form | ||
|---|---|---|
| Mark any/all you want to limit: ___ Do not share information about my creditworthiness with your affiliates for their everyday business purposes. ___ Do not allow your affiliates to use my personal information to market to me. |
||
| Name Address City, State, Zip |
Mail to: IU Credit Union PO Box 368 Bloomington, IN 47402-0368 |
|
| Who we are | |
|---|---|
| Who is providing this notice? | IU Credit Union, IU Credit Union Investment Services, Inc. and IU Credit Union Business Services, LLC |
| Who we are | |
|---|---|
| How does IU Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We maintain physical, electronic and procedural safeguards. We also do not store confidential or sensitive information using cookies. |
| How does IU Credit Union collect my personal information? | We collect your personal information, for example, when you
|
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
|
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include IU Credit Union Investment Services, Inc. and IU Credit Union Business Services, LLC. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. • IU Credit Union does not share with nonaffiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include financial service providers and insurance companies. |
| Other important information | |
|---|---|
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