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Rewards Credit Cards

IU Credit Union Mastercard Cash Rewards Credit Card   IU Credit Union Mastercard Platinum Credit Card

Looking for a rewards credit card with a great introductory rate, no annual fee and lots of bonus points opportunities? Our Cash Rewards card earns 1% cash back on purchases and our Platinum Rewards card offers a lower rate and earns purchase points that can be redeemed for name brand merchandise and travel rewards, event tickets, magazine subscriptions, unique experiences and a variety of gift card options.


Get a 1.99% APR Introductory Rate on Purchases and Balance Transfers with Any New Platinum or Cash Rewards Credit Card!


Open a new IU Credit Union Mastercard Platinum or Cash Rewards Credit Card and receive an Introductory 1.99% APR* on purchases for 12 months and 1.99% APR on Balance Transfers for 12 months. Plus, earn 3X Rewards Points in select categories throughout the year! After the introductory period, you’ll continue to save with a low variable rate.

*Introductory Rate of 1.99% is applicable on purchases for 12 months from the card open date and on Balance Transfers for 12 months from the first qualified balance transfer completed within 12 months from the card open date. After that, the rate will be between 9.25% - 19.25% on Platinum Rewards Cards and 12.25% - 22.25% on Cash Rewards Cards and will vary with the market based on the Prime Rate. Rate range stated is accurate as of 4/1/2021 and is subject to change at any time. Subject to credit approval. Offer not applicable on Business or Secured Cards.

3x Rewards Points logo

Earn 3X Rewards Points!

It's a win-win-win! Both our Cash Rewards and Platinum Rewards cards offer 3X Rewards Points on select merchant category purchases.


View Merchant Categories

 

Choose from these Rewards Cards:

IU Credit Union Mastercard Cash Rewards Credit Card
Mastercard® Cash Rewards
See full disclosure
IU Credit Union Mastercard Platinum Credit Card
Mastercard® Platinum Rewards
See full disclosure
APR on Purchases (APR may vary after account is opened)
1.99% Introductory Rate for 12 months from the card open date. After that, the APR wil be 12.25% - 22.25% APR
1.99% Introductory Rate for 12 months from the card open date. After that, the APR will be 9.25% - 19.25% APR
APR on Balance Transfers (APR may vary after account is opened)
1.99% Introductory Rate for 12 months from the first qualified balance transfer completed within 12 months of the card open date. After that, the APR will be 12.25% - 22.25% APR
1.99% Introductory Rate for 12 months from the first qualified balance transfer completed within 12 months of the card open date. After that, the APR will be 9.25% - 19.25% APR
Earns Rewards on Everyday Purchases
Yes
Yes
Annual Fee
None
None
Credit Limit
Up to $30,000
Up to $30,000
APR on Cash Advances (APR may vary after account is opened)
12.25% - 22.25% APR
9.25% - 19.25% APR
Credit Life and/or Disability Insurance
Cash Availability through ATMs
Yes
Yes
ATM Withdrawal Fee
$.50
$.50
Additional Cards for Authorized Users
Free
Free
International Transaction Fee Up to 1.0% of the value of a transaction (in U.S. dollars) originating from a non-U.S. ATM or merchant location. Up to 1.0% of the value of a transaction (in U.S. dollars) originating from a non-U.S. ATM or merchant location.
Card Benefits1
Click here to see the Mastercard Consumer Credit Card Guide to Benefits.
Cash Rewards
Earn one point for every dollar of qualifying purchases. Redeem for statement credits or deposits into your IUCU checking or savings account.
Platinum Rewards
Earn one point for every dollar of qualifying purchases. Redeem for merchandise and travel rewards.
Zero Liability2
Protects you if your card is used for purchases without your permission; for details visit Mastercard.us/zero-liability.html.
24/7 Lost/Stolen Card Replacement
Mastercard Global Service®
Receive 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.
Mastercard ID Theft Protection
Assists you with a number of valuable services if you are the victim of identity theft.
Mastercard Airport Concierge
Arrange for a personal, dedicated Meet & Greet agent to escort you through the airport on departure, arrival or any connecting flights.

1 Certain terms, conditions and exclusions apply to all the benefits listed.
2 Certain restrictions apply. Please see Mastercard.us/zero-liability.html for more details.

All loans subject to approval.

Card Services:

812-855-7823 or
888-855-6928

To activate a card:

(must call from primary phone)
Call 888-691-8661;
Outside U.S. 515-457-2085

To request or change your PIN:

(must call from primary phone)
Call 888-891-2435;
Outside U.S. 812-855-7823