It's not a credit card—it's a prepaid Gift Card, and it's welcome wherever Mastercard debit cards are accepted in the US (including extensions such as US military bases) and its territories: Puerto Rico, Northern Mariana Islands, United States Virgin Islands, American Samoa, and Guam.* Use it to make purchases at stores, by phone, or online^.
Your Gift Card offers all the protection and security features you've come to expect from Mastercard.
Because it's a prepaid card, spending is limited to the amount of money placed on the card by the purchaser. Each time you use your card, the purchase amount is automatically deducted from your card balance.
Cards are available to IU Credit Union members only and can be purchased at any branch in $5 increments from $10 to $500. There is a $3 activation fee.
To check your card balance and/or history, visit myprepaidbalance.com or call 800-827-6227.
To make online purchases using your gift card, visit myprepaidbalance.com to add your personal information to the card account.
Be sure to know your card balance before you shop, as merchants cannot determine remaining value for you.
*Foreign currency transactions will not be processed. This card is available for domestic use only.
^Cards cannot be used to obtain cash advances or at an ATM.
Tip: Use your gift card within the first 12 months of purchase to avoid paying a $2.95 monthly maintenance fee.
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