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Secured Credit Card

IU Credit Union Mastercard Platinum Credit Card

Need to build or re-establish your credit history?

Our Secured Credit Card may be the perfect choice for you! Your credit line is secured by an equal amount in a Pledge Savings. The Secured Card functions just like a regular credit card and the Pledge Savings account will earn the same dividends as your Membership Savings account. You'll earn points with purchases that can be redeemed for name brand merchandise and travel rewards, event tickets, magazine subscriptions, unique experiences and a variety of gift card options.

Apply for a Mastercard Platinum Secured Credit Card Now!


IU Credit Union Mastercard Platinum Credit Card
Mastercard® Platinum Secured
See full disclosure
APR on Purchases (APR may vary after account is opened)
9.25% APR
Earns Rewards on Everyday Purchases
Annual Fee
Credit Limit
Up to $30,000
APR on Cash Advances (APR may vary after account is opened)
9.25% APR
Credit Life and/or Disability Insurance
Cash Availability through ATMs
ATM Withdrawal Fee
Toll-Free Member Service in the US
Additional Cards for Authorized Users
International Transaction Fee Up to 1.0% of the value of a transaction (in U.S. dollars) originating from a non-U.S. ATM or merchant location.
Card Benefits1
Click here to see the Mastercard Consumer Credit Card Guide to Benefits.
Cash Rewards
Earn one point for every dollar of qualifying purchases. Redeem for statement credits or deposits into your IUCU checking or savings account.
Platinum Rewards
Earn one point for every dollar of qualifying purchases. Redeem for merchandise and travel rewards.
Zero Liability2
Protects you if your card is used for purchases without your permission; for details visit Mastercard.us/zero-liability.html.
24/7 Lost/Stolen Card Replacement
Mastercard Global Service®
Receive 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.
Mastercard ID Theft Protection
Assists you with a number of valuable services if you are the victim of identity theft.
Mastercard Airport Concierge
Arrange for a personal, dedicated Meet & Greet agent to escort you through the airport on departure, arrival or any connecting flights.

1 Certain terms, conditions and exclusions apply to all the benefits listed.
2 Certain restrictions apply. Please see Mastercard.us/zero-liability.html for more details.

All loans subject to approval.

Card Services:

812-855-7823 or

To activate a card:

(must call from primary phone)
Call 888-691-8661;
Outside U.S. 515-457-2085

To request or change your PIN:

(must call from primary phone)
Call 888-891-2435;
Outside U.S. 812-855-7823