Our Secured Credit Card may be the perfect choice for you! Your credit line is secured by an equal amount in a Pledge Savings. The Secured Card functions just like a regular credit card and the Pledge Savings account will earn the same dividends as your Membership Savings account. You'll earn points with purchases that can be redeemed for name brand merchandise and travel rewards, event tickets, magazine subscriptions, unique experiences and a variety of gift card options.
| APR on Purchases (APR may vary after account is opened) | 9.25% APR |
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| Earns Rewards on Everyday Purchases | Yes |
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| Annual Fee | None |
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| Credit Limit | Up to $30,000 |
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| APR on Cash Advances (APR may vary after account is opened) | 9.25% APR |
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| Credit Life and/or Disability Insurance | |||
| Cash Availability through ATMs | Yes |
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| ATM Withdrawal Fee | $.50 |
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| Toll-Free Member Service in the US | Yes |
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| Additional Cards for Authorized Users | Free |
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| International Transaction Fee | Up to 1.0% of the value of a transaction (in U.S. dollars) originating from a non-U.S. ATM or merchant location. | ||
| Card Benefits1 | |||
| Click here to see the Mastercard Consumer Credit Card Guide to Benefits. | |||
| Cash Rewards Earn one point for every dollar of qualifying purchases. Redeem for statement credits or deposits into your IUCU checking or savings account. |
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| Platinum Rewards Earn one point for every dollar of qualifying purchases. Redeem for merchandise and travel rewards. |
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| Zero Liability2 Protects you if your card is used for purchases without your permission; for details visit Mastercard.us/zero-liability.html. |
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| 24/7 Lost/Stolen Card Replacement | |||
| Mastercard Global Service® Receive 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance. |
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| Mastercard ID Theft Protection Assists you with a number of valuable services if you are the victim of identity theft. |
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| Mastercard Airport Concierge Arrange for a personal, dedicated Meet & Greet agent to escort you through the airport on departure, arrival or any connecting flights. |
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1 Certain terms, conditions and exclusions apply to all the benefits listed.
2 Certain restrictions apply. Please see Mastercard.us/zero-liability.html for more details.
All loans subject to approval.
812-855-7823 or
888-855-6928
(must call from primary phone)
Call 888-691-8661;
Outside U.S. 515-457-2085
(must call from primary phone)
Call 888-891-2435;
Outside U.S. 812-855-7823
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