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Home Loan Options & Details

Apply Now / Get Prequalified

We have flexible mortgage options to fit your needs.

When it comes to financing your home, it's good to have options. Whether you're buying your first home, refinancing your home or upgrading to a new home, we offer a complete line of mortgage loan options to fit your needs. We offer competitive interest rates and closing costs on new home loans or refinancing. Our mortgage professionals are here to help every step of the way.


Need to get prequalified for a home loan before you even start looking?

Our process is quick and easy with an answer in minutes.

Apply Now

Home Purchase Loans

Make your move with us

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Home Refinance Loans

Reduce your interest and lower your payments

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Home Equity Loans

Use the equity in your home for any purpose

Learn More

Featured Rates

View our featured mortgage rates, or get a rate quote.

View Rates

Rate Watch

Let IU Credit Union keep an eye on interest rates so that you don't have to! Complete the information in Rate Watch and we'll e-mail you when rates reach your goal or if you prefer, we'll e-mail current rate information on a regular basis.

Sign up for Rate Watch

Are you a first-time home buyer?

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Meet our mortgage professionals:


Our team of mortgage experts will help you choose the loan option that fits your budget and your lifestyle goals. Contact us today to get started.

IU Credit Union NMLS: 415754

Matt Harding

Matt Harding
Sr. Mortgage Loan Originator
NMLS: 1151315
812-855-7823 Ext. 1777
mharding@iucu.org

Shelly Baumgartner

Shelly Baumgartner
Mortgage Loan Originator
NMLS: 1615963
812-855-7823 Ext. 1715
sbaumgartner@iucu.org

Elyse Beebe

Elyse Beebe
Mortgage Loan Originator
NMLS: 1241131
812-855-7823 Ext. 1737
ebeebe@iucu.org

Stephanie Warthan

Stephanie Warthan
Mortgage Loan Originator
NMLS: 611656
812-855-7823 ext. 1765
swarthan@iucu.org

Bruce Clayton

Bruce Clayton
Sr. Mortgage Loan Officer
NMLS: 568882
812-855-7823 Ext. 1770
bclayton@iucu.org

Best in B-Town Logo

Did you know?
IU Credit Union was
voted Best in B-Town?
2020 Best Mortgage Lender