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Money Market Savings

A money market savings account usually have a potential for higher dividend earnings than a regular savings, with rate tiers increasing with balances. Money Markets do not require you to keep your money in the account for a certain amount of time. Certificates require the funds to be on deposit for the specified period of time to earn the stated rate, but the rates are often higher than regular or money market accounts. If you prefer to have access to your savings, a Money Market savings account may be a good choice.


An IU Credit Union Money Market savings account:

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*For money market savings accounts, you may not make more than six (6) withdrawals or transfers to another Credit Union account of yours or to a third party by means of a pre-authorized or automatic transfer, telephone order or instruction or similar order to a third party. If a transfer request would exceed the transfer limitations in any statement period, the Credit Union may refuse or reverse the transfer, and your account will be subject to suspension, charges or closure by the Credit Union. A preauthorized transfer includes any arrangement with the Credit Union to pay a third party from an account upon oral or written order, including orders received through ACH.