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Personal Loan Rates

Signature  |  Credit Cards  |  90-Day One-Pay  |  Share Secured  |  Line of Credit

 

Signature Loan Rates

Effective:   December 9, 2024


Term APR* as low as (%)
36 months 10.50
48 months 11.00
60 months 11.50
Loan Examples APR* Monthly Payment
$5,000 for 36 months: 10.50% $162
$10,000 for 48 months: 11.00% $258
$15,000 for 60 months 11.50% $330

*APR = Annual Percentage Rate
All loans subject to approval. Rates, terms, and conditions are subject to change.

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Credit Card Rates


Mastercard® Preferred Rewards Credit Card

Mastercard® Preferred Rewards Credit Card Disclosure

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Mastercard® Rate Advantage Credit Card

Mastercard® Rate Advantage Credit Card Disclosure

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Mastercard® Secured Platinum Credit Card

Mastercard® Secured Platinum Credit Card Disclosure

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All loans subject to approval. Rates, terms, and conditions are subject to change.

 

 

 

90-Day One-Pay Loan Rates

Effective:   December 9, 2024


Term APR* as low as (%) Maximum Amount
90 days 10.50 $30,000
Loan Example APR* Payment
$1,000 for 90 days: 10.50% $1,026

*APR = Annual Percentage Rate
All loans subject to approval. Rates, terms, and conditions are subject to change.

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Share Secured

Effective:   December 9, 2024


Term APR* (%)
24 months 5.25
36 months 5.50
48 months 5.75
60 months 6.00
Loan Examples APR* Monthly Payment
$10,000 for 24 months: 5.25% $440
$10,000 for 36 months: 5.50% $302
$15,000 for 48 months 5.75% $351
$20,000 for 60 months 6.00% $387

*APR = Annual Percentage Rate
Term Share Certificate Secured loans are 2.75% above rate of the certificate (maximum value equals face value).
All loans subject to approval. Rates, terms, and conditions are subject to change.

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Line of Credit

Effective:   December 18, 2024


Term Variable APR* (%) Maximum Amount
Open 11.75 $30,000

*APR = Annual Percentage Rate. The annual percentage rate may vary after the account is opened.
Variable rate of Prime^ + 4.00%
Maximum APR is 18.00%
All loans subject to approval. Rates, terms, and conditions are subject to change.
^Based on the Prime Rate as published on the last business day of the month in the Wall Street Journal.

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Have questions?

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Give us a call at 812-855-7823 or toll-free 888-855-6928.