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Vehicle Loan Rates

Auto/Truck  |  RV, Motorcycle, Boat, ATV and Personal Watercraft

 

Auto/Truck Loan Rates

Effective:   December 2, 2024


2022 and newer

Term APR* as low as (%)
66 months 6.95
78 months 7.14
84 months 7.33
Loan Examples APR* Monthly Payment
$20,000 for 66 months: 6.95% $362
$25,000 for 78 months: 7.14% $399
$30,000 for 84 months 7.33% $455

 

2019-2021

Term APR* as low as (%)
48 months 7.27
66 months 7.40
78 months 7.59
Loan Examples APR* Monthly Payment
$20,000 for 48 months: 7.27% $477
$20,000 for 66 months: 7.40% $366
$25,000 for 78 months 7.59% $404

 

2017-2018^

Term APR* as low as (%)
48 months 7.52
66 months 7.58
Loan Examples APR* Monthly Payment
$20,000 for 48 months: 7.52% $479
$25,000 for 66 months: 7.58% $461

* APR = Annual Percentage Rate
^ For vehicle 2016 and older, please contact the Credit Union for rate information.

NOTE: Rates, terms and conditions subject to change without notice. Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval.

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RV, Motorcycle, Boat, ATV and Personal Watercraft Loan Rates

Effective:   December 2, 2024


2022 and newer

Term APR* as low as (%)
60 months 9.35
72 months 8.92
84 months** 9.39
120 months** 10.05
144 months** 10.26
Loan Examples APR* Monthly Payment
$5,000 for 60 months: 9.35% $101
$10,000 for 72 months: 8.92% $177
$25,000 for 84 months 9.39% $404
$30,000 for 120 months 10.05% $395
$35,000 for 144 months 10.26% $422

 

2021 and older

Term APR* as low as (%)
48 months 10.63
60 months 10.42
72 months 10.34
84 months** 10.64
120 months** 11.05
144 months** 11.26
Loan Examples APR* Monthly Payment
$5,000 for 48 months: 10.63% $124
$5,000 for 60 months: 10.42% $104
$10,000 for 72 months: 10.34% $184
$25,000 for 84 months 10.64% $420
$30,000 for 120 months 11.05% $412
$35,000 for 144 months 11.26% $442

* APR = Annual Percentage Rate
** Term available for RV and boat loans only

NOTE: Rates are subject to change at any time. Each individual's APR is based on the applicant's credit history. Not all applicants will qualify for the lowest rate. All loans subject to approval.

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